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Learn About The Limitations Of Your Insurance
Insurance certainly makes sense to use since it saves money, but most people do not realize the sacrifices they make by using their insurance, as well as it's dangers and limitations.
When you work with Dr. Palermo, Licensed Psychologist, and self-pay, he is the only person who has access to your records and private information. You and Dr. Palermo decide your length of care, frequency of sessions, and other aspects of your work together rather than an insurance company dictating these things.
You should consider your risk in the following areas when deciding whether to use your insurance or not:
You Are Risking Your Privacy & Your Confidentiality
- Your privacy and confidentiality are often compromised when using your insurance.
- Insurance companies often require information regarding your diagnosis which becomes a part of your permanent record.
- Insurance companies often require a review of your session notes which may contain very personal information about you.
You Are Risking A Loss of Your Choice & Freedom
- Your insurance company limits your freedom to choose from highly-qualified professionals with whom you feel comfortable.
- You may not be allowed to see doctoral-level psychologists.
- Your insurance company may limit the number of sessions you can use without ever meeting or speaking with you.
- You may not be allowed to use the types of therapy you may need or want for long-term improvements.
- You may be required by your insurance company to take medication in order to use your benefits.
- Your insurance may not cover your diagnosis and therefore you may not receive treatment.
You May Receive Decreased Quality of Care
- Therapists who accept insurance may have less time to provide you with quality care as they typically have additional paperwork to complete for insurance companies and they usually have to spend a lot of their time dealing with insurance companies to get reimbursed.
- Since therapists who accept insurance may not get reimbursed right away or get their full reimbursement from the insurance company, they may need to book more sessions to meet their financial goals. This may lead to the therapist being overworked and potentially a lower quality of care.
In short - with our services - you get MORE privacy, MORE confidentialty, NO CONFLICT of quality of care, and MORE freedom of choice.
| Toll-Free #: (888)-899-7736 E-mail: DrP@PhonePremier.com |
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